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The 80 / 20 Rule

The Pareto principle (also known as the 80 / 20 rule, the law of the vital few, and the principle of factor sparsity) states that, for many events, roughly 80% of the effects come from 20% of the causes. In business, it is usually applied as follows: 80% of your company’s profits will come from […]

Read more November 26th, 2015

“I’ve Done a Very Grown up Thing, I Made my Will”

In order to prevent your loved ones experiencing financial difficulties, you can ensure that you write a Will and make certain that your Will is valid. A Will is a legal declaration of an individual’s intentions as to how he or she wishes to dispose of their property after death. Once you make a Will […]

Read more November 26th, 2015

Some Customers Are More Equal Than Others

Businesses will always say that all of their customers are important to them. However, when it comes to making money, your best customers are always going to be the ones who buy the most from you. So how do you identify which customers you should focus on? First, segment your customer list, and separate your […]

Read more November 25th, 2015

Restriction Of Buy To Let Interest

In the Summer Budget, it was announced that mortgage interest relief for buy to let landlords would start being phased out from 2017/18 onwards and restricted to basic rate only from 2020/21. Now that the Finance Bill has been published the full impact of this change is starting to emerge. For some landlords, this will […]

Read more November 11th, 2015

VAT On Mixed Supplies

Care needs to be taken when invoicing if your business makes supplies, some of which are standard rates and others which are potentially zero-rated or exempt for VAT. A recent VAT Tribunal case has reinforced the rule established in the Card Protection Plan case that if the supply comprises a single service from an economic […]

Read more November 11th, 2015